Understand – I begin with an understanding of you, in addition to your investment goals and objectives. I define your tolerance for investment risk and your investment time horizon. I pay close attention to any special circumstances or considerations that you might have, as well as any investment preferences. In short, I will begin with a clear profile of you as an investor.
Analyze – I will analyze your current portfolio’s asset mix, identifying any unnecessary investment risks. I will then recommend an optimized long term asset mix strategy that will help to maximize your potential for investment returns, while minimizing the level the level of investment risk within your portfolio.
Recommend – Once your asset mix is established, I will recommend investments and specialist investment managers for your portfolio. I will recommend a solution that will provide the added benefit of manager, investment style and capitalization diversification.
Monitor – On an ongoing basis your portfolio will be monitored to ensure it continues to be appropriate for your needs and continue to meet the stringent standards set by BMO Nesbit Burns.
Rebalance – As necessary, I will recommend that your portfolio be rebalanced to maintain the asset allocations selected for you so that your portfolio is always optimally allocated. This will maximize your potential returns, given your stated level of investment risk.