Disciplined Investment Management
I take a long-term approach to investing, focusing on companies in the North American markets that provide attractive and sustainable dividend income. I research quality companies for your short- and long-term investments to find exceptional opportunities whenever the market presents them.
My investing philosophy is based on the following key principles:
Vigilance. I’ve seen people make and lose money on things they shouldn’t have just because they weren’t paying attention. I pay close attention to various factors in the markets and the world that can influence your success, and am at the forefront of researching market trends so I can stay on top of your strategy.
Patience. Wealth is not built overnight unless you inherit it; it is built over decades, and sometimes longer. I seek investments that provide a steady stream of dividend income with solid growth potential, and always look for diamonds in the rough that bring the potential for additional returns over time.
Planning. I am passionate about helping my clients create a plan and follow through with it. I will design, monitor and adjust your portfolio with the goal to eventually build towards your retirement – and then I will strategically evolve that portfolio to generate steady retirement income.
Conservation. Capital preservation is essential. I favour dividend-growth strategies as they tend to involve much lower risk and volatility, while still offering excellent risk-reward opportunities.
Clarity. When you open your account statements, you can expect that the value of your accounts will be well within the expected range. If anything has changed substantially, you will hear from me in advance.
Integrity. My clients feel that I place their needs first and am fully transparent, placing myself in their shoes as best I can to build long-lasting trust. Trust is my currencey. My clients also know me for speaking my mind, and that I never shy away from uncomfortable, but important, conversations.
Psychology. I love the markets, predictive behavioural analytics, trendwatching and behavioural economics. The human element fascinates me; I keep up with how people think, what strategies institutional investors and pension firms are trending towards, and how are people prepared for “what if” scenarios. I will also ensure you are informed about factors such as inflation and rising interest rates to help mitigate your emotions, which can be dangerously powerful around money.
Flexibility. I like to work with clients through the BMO Nesbitt Burns Meridian Program. It provides your portfolio with a flexible combination of individual securities, ETFs, and mutual funds, amongst other options. In collaboration with you, I will structure your portfolio with the characteristics necessary to achieve strong performance over time, while prioritizing capital preservation. Your investment management fees are fully disclosed, and you have access to Gateway, BMO’s online account access portal, which allows you to view your portfolio online at any time. The goal is to put you and me on the same side of the table, so that we are aligned in achieving your stated objectives.
With Meridian, I can add custom touches such as Principal Protected Notes, market-linked and regular GICs, sector concentration or tactical-deviation strategies, or high-risk stocks for a very small component of some portfolios. I always shop the market and find the best solutions available to you and your strategy.
At BMO Private Wealth, I can offer you a full toolbox of products and services. My value add is applying my knowledge, research, and wide universe of options to bring you opportunities and savings that go well beyond your traditional advisor offering.