In this newsletter we focus on year end planning and tax strategies to reduce your taxes. Also, we provide a brief summary of the markets during November 2021.
For the first time in almost two years, the Canada-US border will be open for snowbirds, and the travel and restaurant industries look to be poised for the beginning of a recovery. We remain hopeful that anyone wishing to be vaccinated will have access in the foreseeable future.
In this summary we provide two articles - building a legacy and saving taxes while donating securities. We also, provide a brief summary of the markets during October 2021.
With the recent election and the ongoing uncertainty regarding Covid, this issue provides two interesting articles about possible income tax changes, as well as the importance of a wealth plan. We also provide a brief review of the markets during September.
As most children return to school, this newsletter focuses on education planning for kids and grandkids. We’ve included a brief article on how RESPs (Registered Educational Savings Plans) can be a part of your estate plan and a brief article on the benefits and drawbacks of “In Trust For” accounts. Finally, we provide a short market summary of activities in the markets during August.
In this newsletter, we provide a brief summary on estate planning issues for blended families, a brief overview of the influence of ESG investing, and a brief review of the markets during July.
With summer’s arrival, in Ontario we welcome the annual abundance of local grown fresh fruits and vegetables. Across Canada, everyone is welcoming the arrival of fewer restrictions, in person visits with family and friends, and a sense of renewed freedom to travel and explore. We are truly fortunate to live in Canada and look forward to the day that everyone who seeks a vaccination globally, can get one.
In this newsletter, we provide a brief summary of the importance of Powers of Attorney, a case for the use of multiple wills, and a brief review of the markets in June.
As summer approaches and the days become longer, we are optimistic that better days lie ahead. Vaccine rollouts across Canada are progressing and as result we look forward to spending more time with our families and friends especially during the beautiful summer months in Canada. We remain grateful that our team members, their families and our clients have not been critically impacted by this most challenging virus.
In this summary we provide important information about the consequences of dying without a will. As well, with interest rates globally near zero, we discuss the term “bond duration”
With Spring officially arriving we hope that you and your family are able to enjoy the fresh air, sunshine and additional outdoor activities. We appreciate everyone has grown tired of COVID and the many restrictions we all face. Thankfully, the arrival of additional vaccines over the coming months will bring brighter and happier days to all of us.
In this summary we provide important steps in the event of a death of a spouse or partner, an educational summary of what variants really are, and a market and economic review during March.
In this summary we provide tax tips for 2021 which, includes tax saving tips and ideas that you may implement now. Also included are a tax return 2020 checklist and a brief summary of the markets during February.
In this summary we provide a personal tax calendar for 2021 which identifies important dates and tax tips. As well, we include a summary of 2021 contribution limits for RSPs, TFSAs, and RESPs as well as a brief overview of the markets during the past month.
2020 has been a remarkable year in so many ways. We are incredibly grateful to have been blessed to be employed in an industry that remains 100% functional when many others have suffered. We are also fortunate that our team and their immediate families have remained healthy throughout this challenging time. We remain optimistic that the worst is behind us and that 2021 will be much more promising. We wish you and your family good health and prosperity in 2021. In this summary we provide you with an update on our team, a review of the markets in December and an annual review of our portfolios.