Bringing platinum-level service to the table

Distinctive banking and borrowing needs call for an equally distinctive service offering: a dedicated banker adept at larger, more complex transactions, and able to oversee the unified management of personal, business and holding company accounts. We appreciate that it’s all part of a bigger picture and will coordinate with wealth planning experts, and our U.S. partners, to structure creative, customized solutions.

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Exclusive Benefits

  • Full suite of cash management, debt and liquidity services
  • Access to wealth planning professionals in insurance, estate, tax and more
  • Cross-border accounts and commercial services for seamless banking
  • Specialized lending capabilities (e.g., leveraged life insurance and large loan products in U.S. or Canadian dollars or Euros)
  • Unlimited accounts, cash withdrawals and international debit transactions
  • Equity monetization to provide additional capital; single asset financing strategies BMO World Elite Mastercard®; preferred exchange rates; BMO Online Banking for Business Unified reporting and management of personal, business and holding company accounts

Payment Solutions

Through your Platinum Banking Plan, you will have exclusive access to customized banking and payment solutions to help you meet all your banking needs, plus unlimited access to transactions, a preferred exchange rate, special BMO® World Elite®* Mastercard®* and BMO® Rewards® Business Mastercard®* offers, and more.

  • An unlimited number of Platinum Banking personal, business and personal holding company bank accounts, with unlimited transactions within each of these accounts1,2.
  • Access to the highest limits on many everyday transactions including ATM withdrawals, electronic bill payments and point-of-sale purchase amounts.
  • Travel and cross-border services to provide you with money when and where you need it:
    • Preferred exchange rate for U.S. cash (up to $15,000 self-serve, larger amounts via your Private Banker) and on foreign currency money orders and drafts
    • U.S. Dollar transfers to U.S. accounts at BMO Harris Bank via Online Banking
    • Free and unlimited access to more than 40,000 ATMs in the United States and Puerto Rico via the Allpoint®†† Network
    • Protection from identity theft with OnGuard®** Identy Theft Protection13,14
    • Exclusive access to Platinum Banking’s toll-free number for inquiries.
    • Access to online tools such as BMO Mobile Banking to easily manage your accounts no matter where you are.
    • Access to investment management services through PlatinumInvest.

 

For your personal use:

  • Choice of 3 BMO® World Elite®* Mastercard®* cards each with a special welcome bonus plus each year you will receive a rebate of the annual card fee7
  • BMO® World Elite®* Mastercard®* – our premium travel credit card with a welcome bonus of up to 50,000 BMO Rewards Points,4 plus each year you will receive a rebate of the annual card fee, a savings of $150 plus $50 for each additional card8.
  • BMO® AIR MILES®† World Elite®* Mastercard®* – our premium AIR MILES credit card with a welcome bonus of up to 4,000 AIR MILES Bonus Miles,5 plus each year you will receive a rebate of the annual card fee, a savings of $120 plus $50 for each additional card9.
  • BMO® CashBack World Elite®* Mastercard®* – our premium cash back credit card with a welcome bonus of 5% cash
    back in your first 6 months (up to $400 cash back on $8,000 spend),6 plus each year you will receive a rebate of the annual card fee, a savings of $120 plus $50 for each additional card10.

 

For your business use:

  • BMO® Rewards® Business Mastercard®* with a special welcome bonus of up to 50,000 BMO Rewards Points,11 plus each year the annual card fee will be waived, a savings of $120 plus $50 for each additional card7,12. Get both the BMO Rewards Business Mastercard and the BMO World Elite Mastercard and combine your BMO Rewards points.
  • Access to Moneris Payment Processing Solutions – reach more of your customers by accepting debit and credit card payments any way they want to pay, in-store, online or on mobile. As a BMO Platinum Banking client, benefit from next business day deposits so you can improve cash flow with faster access to funds.

 

Exclusive to Platinum Banking clients

BMO InvestorLine 5 Star Program
You’ll automatically be enrolled in our exclusive program if you’re eligible, granting you special access to perks that go beyond low-fee investing like:

  • Preferred rates and pricing
  • Professional-level tools and industry-leading research
  • Dedicated 5 Star support

Exclusive offer for Private Banking clients

Enjoy Platinum Star service including:

  • Invest $2,000,000 + or make 75 to 179 trades per quarter
  • Platinum Star pricing and discounts
  • Priority 5 Star support
  • BMO Market Pro with real-time and level II quotes ($1,500 annual value)
  • Capital Markets TSX60 research

 

Ready to connect?

At BMO Private Wealth Winnipeg, we believe that we have an unmatched ability to deliver customized solutions to you and your family. Find a private banker near you today.

 

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