Gateway is BMO Nesbitt Burns’ solution for online account connectivity. Available 24 hours a day, seven days a week, it includes the following features:

• Access to your account(s) - updated on a daily basis;

• Ability to view past and current transactions;

• Ability to download your account information and transaction history into applications such
as Microsoft Excel;

• Ability to view the tax-adjusted average cost and gain/loss on your portfolio holdings;

• Access to quotes, charts, and the latest news on companies of your choice;

• Ability to customize your own menu of news topics;

• Access to our top-ranked Canadian equity and mutual fund research as well as
independent third-party equity research;

• Ability to create a virtual portfolio of securities separate from your actual holdings;

• A customizable account summary on the Gateway Home screen listing the Canadian and
US values in each of your Gateway accounts;

• Ability to create up to five virtual portfolios of securities separate from your actual holdings,
and much more.

For more information or to arrange an appointment, please contact:
Gary Apelbaum (905) 707-1980 or