Udaya Ratnayake, CFA, MA, BA (Hons)
Senior Portfolio Manager
Udaya is a Senior Portfolio Manager at BMO Nesbitt Burns and has been with the company since 1994. He works out of the Toronto Midtown location.
Udaya holds a Bachelor of Arts (Honours with distinction) from Concordia University and a Masters in Economics from the University of Toronto, and is a Chartered Financial Analyst (CFA) Charter holder.
Udaya lives with his family in Toronto. In his spare time, Udaya has served in different volunteer roles, including on the boards of FoodShare and Caledon Ski Club. He also enjoys travel, golf, and skiing.
Andy Avramidis, CFA, CIM, PFP
Associate Portfolio Manager
Andy is an Associate Portfolio Manager with BMO Nesbitt Burns and has been with the company since 2008, having started in the financial services industry in 2006. Andy works out of the Bedford and Bloor office.
Andy is a Chartered Financial Analyst (CFA) Charter holder and holds the Personal Financial Planner designation (PFP) and Chartered Investment Manager (CIM) designations. Andy is also fluent in Greek. He lives in Etobicoke with his family and enjoys being involved in his children’s activities.
David Moylan, CIM, PFP
Associate Portfolio Manager
David is an Associate Portfolio Manager at BMO Nesbitt Burns, and has been with BMO Financial Group since 2008. He works out of the Bay and Bloor office.
David graduated from the University of Toronto with an Honours Bachelor of Arts, having majored in Political Science, with a double minor in History and Sociology.
David is a holder of the Chartered Investment Manager (CIM) designation and the Personal Financial Planner (PFP) designation. He lives with his family in Toronto. In his spare time, he enjoys travel, playing various sports and is an avid reader
Annette Kwiatkowski, BA
Client Service Associate
Annette is a Client Service Associate that has been working with BMO Nesbitt Burns since 2021. She works out of the Toronto Midtown location.
Annette holds a Bachelor of Arts (Honours) from the University of Toronto, specializing in Political Science, with a double minor in English and Philosophy. She also completed an Ontario Graduate Certificate in Marketing Management from Sheridan College with high honours. She is fluent in Polish and proficient in French.
Annette lives in Toronto and enjoys spending time with family, reading, and studying fine wine
Senior Client Service Associate
Tina is a Senior Client Service Associate that has been working with BMO Nesbitt Burns since 2012. She works out of the Toronto Midtown location. Tina has worked in the role of Senior Branch Administrator of the Midtown branch for the past eight years, along with extensive knowledge in the investment industry, specifically in the areas of compliance and operations, makes her an asset to our team. Tina is also Options Licensed. Tina is fluent in Cantonese, Mandarin, and Taiwanese.
She lives in Toronto with her family. In her spare time, she enjoys travelling, cooking and is a voracious reader.