Contribution Limits

2026 Contribution Limits & Information: 

•  RRSP Contribution Limits:
  • Lesser of: $33,810 or 18% of your 2025 earned income 
  • RRSP - Saving Tips and Strategies

• TFSA Contribution Limits:
  • $7,000 (plus any unused room from previous years) 
  • The TFSA Advantage: How It Compares to an RRSP
• FHSA Annual Contribution Limit: 
  • $8,000 (please see further details in link above regarding unused room) 

• RESP Contribution & Account Information 
  • no annual contribution limit, there is a lifetime contribution limit of $50,000 per beneficiary 

2026 Wealth Planning Facts & Figures