Contribution Limits

2025 Contribution Limits & Information: 

•  RRSP Annual Contribution Limit:
  • Lesser of: $32,490, or 18% of your 2024 earned income 
  • RRSP - Saving Tips and Strategies

• TFSA Annual Contribution Limit:
  • $7,000 (plus any unused room from previous years) 
• FHSA Annual Contribution Limit: 
  • $8,000 (please see further details in link above regarding unused room) 

• RESP Contribution & Account Information 
  • no annual contribution limit, there is a lifetime contribution limit of $50,000 per beneficiary 

2025 Wealth Planning Facts & Figures