Our Process

Investment Philosophy

1. Determining your needs:
 
In order to build the perfect portfolio, our first objective is to determine the client's needs:

- Where are they going financially?
- Where have they come from?
- Where do they want to be?
 
 
2. Investment proposal and financial plan:
 
We believe that a solid road map, flexibility and clear goals, are the roots to positive investment experience. Having determined present financial needs and plans for the future, as well as the level of risk tolerance our clients can endure, we can then go through a step by step process of building a solid financial portfolio for his clients. This plan manages risk by making our clients feel comfortable through the good economic cycles as well as through any difficult markets.
 
 
3. On going reassessment:
 
We believe in keeping an open dialogue with our clients. Communicating frequently with them, allows us to keep on track with their ever-changing financial needs. We make sure to have regular face-to-face meeting for a portfolio review and an update to your retirement analysis should it be needed.

Conservative approach:

We specialize in asset allocation. We avoid speculative products and "trends". This long-term conservative approach has been successful in helping us meet and achieve our clients’ expectations on a regular basis.