Your needs are multi-dimensional. So are our capabilities.


To be truly successful financially, it’s important to have the right plan in place that meets your evolving needs. That’s why we work with you to set goals, both short and long term.

Platinum Banking

  • Traditional banking and payment solutions

  • Specialized, custom lending strategies

  • Investment-secured debt leveraged solutions

  • Complex credit structuring

  • Monetization of specialty assets

  • Cross-border banking and mortgage services

  • Custody selection

Investment Management

  • Access to best-in-class investment management platforms

  • Both fee-based and managed-assets portfolios

  • Open architecture platform

  • Best-in-class research

  • Active investment management

  • Strategic and tactical asset allocation


  • Dedicated philanthropic and legacy planning

  • Creation and administration of private foundations

  • Effective implementation of tax-efficient strategies

  • BMO Charitable Giving Program

Family Wealth Services

  • Family education and governance

  • Legacy planning

  • Cash flow management and financial reporting

Wealth Planning

  • Wealth transfer

  • Tax minimization and cross-border strategies

  • Business valuation and succession

  • Financial and estate planning

  • Insurance and asset review

  • Lifestyle management

  • Pre– and post–IPO planning; exit tactics

Trust & Estate

  • Living and Family Trusts; Wills

  • Estate planning, management and litigation (trusts, holdcos, multiple beneficiaries)

  • Attorney for Property, Executor, Trustee or Court-Appointed Personal Representative

  • Trust administration and structuring

  • Agent services for ongoing tasks (e.g., tax compliance)

  • Escrow arrangements

  • enCircle concierge platform (comprehensive management)