Leveraging the top rated BMO Nesbitt Burns research, we build portfolios composed of holdings in well-established, financially stable, blue-chip companies that pay a regular dividend. These have the best potential to appreciate over the long term. In addition, we further diversify portfolios by including cash, GICs, bonds and preferred shares to provide a fixed income component for balance and risk mitigation. Most of our clients enjoy being involved with their portfolio decisions. They are interested in and informed about the market and they trust our guidance and suggestions. We speak to our clients on a regular quarterly basis; this builds the kind of relationships in which people feel comfortable sharing their circumstances, goals and liabilities, which helps us tailor their portfolios to better address their needs.