Tel: 519-886-3605


BMO Nesbitt Burns
20 Erb St W
3rd Floor
Waterloo, ON
N2L 1T2

Contact Us

Our Process

Wealth Management Process
To provide you with wealth management, we follow
a disciplined process designed to keep you on-track to
achieving your goals. This process keeps everyone
focused on what’s important – helping you live life
the way you want.

Step 1: Introduction
Introduce you to the unique wealth management process that every one of our clients benefits from. Introduce our wealth management team and the services we provide to ensure the success of our clients’ financial plans. Explain fully the services included in your fee.
Step 2: Discovery
Gather important financial information – tax returns, statements, etc.
Discuss and clarify your financial goals.
Understand your individual needs, goals and circumstances.
Step 3: Documentation
Sign appropriate BMO Nesbitt Burns account opening documents and provide all pertinent account agreement guidelines.
Prepare various transfer documents.
Set up access to our security-protected online account viewing.
Step 4: Create Your Financial & Investment Plan
Provides the basis for developing your roadmap for the future.
Analyze financial and personal information.
Present and explain the different strategies appropriate for you.
Provide custom-tailored solutions based on our understanding of your situation.
Implement specific action plans to achieve your goals.
Structure your investments tax-efficiently and to optimize the risk/reward balance.
Step 5: Will & Estate Review
Complimentary review service available for clients with investments in excess of $750,000.
Estate and tax review by our Will & Estate consultant.
Helps to identify any opportunities to maximize wealth in your estate.
Provides a comprehensive report for you to review with your legal counsel, outlining concepts and strategies we may recommend.
Includes a checklist for updating your Will or Power of Attorney.
Step 6: Insurance Review & Family Wealth Transfer
Professional insurance consultant with extensive estate planning expertise.
Review your current life and disability insurance needs and coverage.
Recommend insurance-based wealth protection, income replacement or wealth transfer strategies.
Step 7: Review Other Financial Planning Strategies
Introduce experts from our professional network as required.
Tax accountants, actuaries, bankers, etc.
Create and implement advanced strategies including Individual Pension Plans, corporate estate freezes, income-splitting strategies, estate tax planning, as well as personal and business tax planning
Step 8: Service
Provide ongoing and regular reviews.
Ensure your plan is achieving the financial goals and objectives identified specifically for you.
Identify and present new strategies that may be appropriate for your changing needs.
Step 9: Client Events
Invitations to our complimentary client education seminars.
Sign up for our monthly e-newsletter.
Exclusive invitation to our client appreciation events.