Frequently Asked Questions
Why should I work with Byrne Major Wealth Management?
Choosing a wealth management advisor is always a very personal decision. We offer relationship-driven guidance built on trust, communication, and a long-term perspective. Our team takes the time to get to know you and understand your goals and priorities to develop an investment strategy that’s unique to you.
Backed by BMO Nesbitt Burns, we focus on disciplined portfolio management, and can meet clients virtually, or in-person at our office on Queen St. in Toronto’s Beaches neighbourhood.
Can you tailor investment strategies to different risk tolerances?
Yes. Every new client relationship begins with a conversation to understand their financial goals, stage of life, timelines, and tolerance for risk. Based on our findings, we develop a portfolio that balances long-term growth with stability and liquidity, adjusting asset allocation based on your priorities and circumstances.
Do you work with clients nearing retirement?
Yes. We work with people who are already retired, or those that are planning for retirement down the road. We might help them with retirement income planning, tax-efficient withdrawal strategies, estate planning, and other wealth preservation strategies designed to support evolving lifestyle and family priorities.
How do you build and manage portfolios?
Our portfolio management approach is based on the priorities and needs of our individual clients. Rather than attempting to predict short-term market movements or chase speculative investments, we focus on sectors with proven long-term fundamentals, including financial services, utilities, industrials, technology, and healthcare.
For clients that prefer to let us handle their investments on a discretionary basis, a BMO Nesbitt Burns Managed Portfolio Account® lets us actively manage their accounts on their behalf.
Do you provide services for business owners and entrepreneurs?
Yes. Byrne Major Wealth Management works with incorporated professionals, entrepreneurs and business owners with increasingly complex financial needs.
Our various services include Individual Pension Plans (IPPs), tax-efficient estate and wealth transfer planning and integrated insurance strategies. We also offer integrated access to commercial banking, lending and trust services through the wider BMO network.