475 2nd Ave South, 3rd Floor
Achieving your financial goals doesn't just happen; it takes careful planning and execution. To attain your goals, you must know:
We have the knowledge and expertise to guide you through the financial planning process. We will work with you to develop a comprehensive assessment of your financial situation and will help you determine if your current strategy is sound or needs modification. Also, we will identify what steps can be taken to help ensure you reach your current and future financial goals and objectives.
Our selection of specific investment solutions takes into account your objectives, risk tolerance, time horizon, and required return. Whether you are a growth investor, or are looking for safety of principal and income generation, we can tailor a portfolio for you that is well diversified, cost effective, and tax efficient.
Our Approach to Investing
Our approach to investing would be best described as a 'pension style' of money management; a focus on asset mix, diversification, and security selection. The goal with this approach is to reduce / limit downside risk in tough market environments, thus increasing overall performance. The constuction of our clients' portfolios involves the determination of their appropriate asset mix, and the effective use of diversification to spread out and reduce risk.
Asset mix decisions are those involving the exposure one has to equity markets, fixed income (governement bonds & GIC's), and cash. The individual's time horizon, need for income, and risk profile will determine the appropriate weighting for each asset class.
Diversification is the process by which we spread investment dollars across geographic region (Canada, U.S., International) and different types of securities (income trusts, real estate, common stocks).
The security selection process involves researching and selecting the highest quality blue-chip / dividend paying stocks, specialized mutual funds, and issuers of bonds & GIC's to match the individual's portfolio parameters.