Long Term Care/Critical Illness

Critical Illness Insurance is designed to provide individuals with a tax-free lump sum payment upon the diagnosis of a critical illness. This lump sum may be used to access specialized medical care at a time and location convenient to the client or pay other unexpected expenses incurred as a result of the diagnosis.

Long term care insurance provides you with the support and financial resources necessary to cover the out-of-pocket expenses for care at home or in a facility, when you can no longer care for yourself.