Our Services

Tax Management

• Review current and future tax situations


• Uncover opportunities to save taxes or defer taxation


• Develop strategies to cover future tax liabilities

Investment Planning

• Review and assessment of current investment portfolio(s) held at other institutions to determine if there are opportunities to enhance your financial potential.


• Establishment of investment objectives


• Asset allocation strategy and security selection


• Portfolio design and security selection


• Investment management and advice


• Selection and monitoring of investment managers


• Portfolio review and rebalancing

Retirement Planning

• Develop strategies for meeting goals such as:


• Determine additional savings needed


• At retirement develop a tax efficient income strategy

Legacy Planning

• Assess current and potential estate value


• Determine obligations (debts, dependents, taxes, probate costs)


• Identify estate planning issues and opportunities


• Devise strategies to fund obligations and wishes


• Business succession planning

Income and Asset Protection

• Income continuance planning (life and disability insurance)


• Develop asset protection strategies (mortgage, life, business continuation and critical illness insurance as well as insurance for estate planning)

Credit and Banking Strategies

• Effective credit management - mortgage, line of credit, personal and business loans


• Cash management

Philanthropy

• Strategic philanthropy and charitable giving solutions