Discovery. First, we will obtain a clear understanding of your long-term objectives, appetite for risk, need for cash flow and stable returns, and the current tax efficiency of your investment strategy.
Discipline. Then, we will integrate your goals into a disciplined, high-quality, balanced portfolio, applying our structured and strategic approach that emphasizes risk management, diversification across asset classes and tax-efficient asset allocation.
Our team builds all-season portfolios designed to thrive even through difficult markets and takes a consistent approach during all cycles, striving for good, risk-adjusted returns and adjusting nimbly to changing needs, trends and influences.
Discretionary portfolio management. Since we are qualified to perform discretionary portfolio management, you can entrust us to make your investment decisions following the parameters we set together and our fiduciary duty to act in your best interests. This frees you from stress and lets you focus on what you do best, while we are empowered to act quickly when opportunities or risks arise.
We will create an Investment Policy Statement (IPS) – a customized document that details your goals, risk tolerance, time horizon, preferences and interests. Using these unique parameters as a roadmap, we will coordinate all the day-to-day buying, selling, research and wealth planning for you. You pay one single, asset-based fee and our interests are aligned because you and our team both benefit when your asset base grows.
Customization. Paying attention to your precise risk tolerance, we will design and monitor a unique portfolio based on your individual parameters. Our goal is to maximize your long-term growth potential while creating a tax-wise, consistent income stream for retirement. We will monitor your portfolio regularly and carefully to manage risk and report your progress in meetings with you.
Due diligence. Our investment recommendations are based on industry-leading research coverage from BMO Capital Markets and select third-party research to make certain that your portfolio is …prudently invested and focused on generating stable, reliable, and consistent results.
We continually rebalance our portfolios to maintain the asset allocation percentages we have agreed upon. This is key to your long-term success.
Assess your financial goals and level of risk tolerance Develop a strategic and effective in-depth plan based on your current financial picture Put your customized investment plan into action Monitor its progress over both the short and long term, keeping you informed Meet regularly to review your portfolio and life changes
We work with most of our clients through this flexible account platform. It provides your portfolio with a combination of majority individual securities and ETFs.
In collaboration with you, we will structure your portfolio with the characteristics necessary to achieve strong performance over time. Investment management fees will be fully disclosed and you will have access to Gateway, our online account access portal, which allows you to view your portfolio online at any time. The goal is to put you and our team on the same side of the table, so that we are aligned in achieving your stated objectives.