Whatever your dream retirement looks like, we’ll help you find the best way to get there.

During your working years, we will:

  • Take a holistic look at your goals and set up a personalized strategy to help you achieve them.
  • Analyze your finances, pension plan, insurance policies, employment retirement package, and the income you can expect from the Canada Pension Plan (CPP) and Old Age Security (OAS).
  • Examine your family dynamics, health and longevity expectations, and lifestyle.
  • Help you determine when you can afford to retire, how much money you’ll need, and whether your current investment strategy aligns with your goals; fine-tune your strategy as needed.
  • Make the most of any unused RRSP room.
  • Consider opening a Spousal RRSP, which can achieve big savings down the road.

 

Once you enter retirement, we will:

  • Help you plan to generate a tax-efficient income stream from your investment portfolio.
  • Guide you to manage spending in retirement without feeling like you’re on an allowance and review any budgeting or lifestyle changes that may be needed.

 

To provide for your next generation, we will:

  • Help you create a legacy for your loved ones and chosen charities.
  • Consider setting up a family trust and/or private foundation.