Strategies for Your Retirement Savings Plan

A formalized savings plan that uses a registered plan, such as a Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA) or a Registered Retirement Income Fund (RRIF), is one of the soundest ways to realize your retirement goals. Here are some strategies you can use to maximize the benefits of your RRSP, TFSA and RRIF.
Strategies for Your Retirement Savings Plan

Strategies to Minimize Capital Gains Tax

Towards the end of the year, many investors review their investment portfolios to determine the anticipated tax impact of any capital gains and losses realized during the year. For investors who have realized significant capital gains, this article examines various strategies to help reduce the impact of a potential tax liability of these gains, regardless of whether they were the result of a voluntary or involuntary sale.
Strategies to Minimize Capital Gains Tax

Having a TFSA works

Having a TFSA works. Get one working for you. Whether you’re saving for a new car, a home purchase, your child’s education or retirement, a TFSA can help you reach your financial goals sooner.
Having a TFSA works

Charitable Insured Annuity Strategy

Research from Statistics Canada shows that between 2010 and 2013, the total amount donated by Canadians to charitable or non-profit organizations increased by 14% to $12.8 billion.1 In 2013 alone, the majority of Canadians (82%) made financial donations to a charitable or non-profit organization. In addition to annual donations, many people want to leave a lasting legacy, and cite charitable bequests as an important estate planning goal.
Charitable Insured Annuity Strategy

Checklist - More than 10 years to retirement

Prepare now to retire well later.
Checklist - More than 10 years to retirement

Transferring Your Business to the Next Generation

Entrepreneurs who have built successful companies often want to see their business passed effectively to the next generation. However, a sale or transfer of ownership of the business will generally trigger capital gains tax. If the value of the shares of your business has increased, you or your estate may be burdened with a substantial tax bill. The business may even have to be sold to cover the liability.
Transferring Your Business to the Next Generation

The Great Wealth Transfer is Coming Here’s How to Properly Pass Down Your Estate

Over the next two decades, upwards of US$84 trillion globally is expected to pass from one generation to the next – both from the silent generation to boomers and from boomers to millennials.1 But before your hard-earned assets can be used by future generations, you’ll want to make sure they are passed down in the right way. You don’t want your family to squabble over your legacy or squander your estate away in a manner worthy of an episode of Succession.
The Great Wealth Transfer is Coming

Are There Gender Differences Among Entrepreneurs?

Are There Gender Differences Among Entrepreneurs?
Are There Gender Differences Among Entrepreneurs?

Women in Wealth: A financial golden age has arrived

Women in Wealth: A financial golden age has arrived
Women in Wealth: A financial golden age has arrived

What Is a Cohabitation Agreement and Do you Need It?

A Cohabitation Agreement is a contract made between a married or unmarried couple who live or want to live together and want to protect their individual interests while determining each person’s rights and responsibilities, should the relationship end in the future. This article explains the types and features of Cohabitation Agreements and provides considerations to determine if you need one.
What Is a Cohabitation Agreement and Do you Need It?

Planning for the Family Vacation Property

If you own a vacation property, this provides information on the tax consequences of selling a second home and highlights important estate planning considerations, if your plan is to keep your vacation property in the family for the next generation.
Planning for the Family Vacation Property

Retirement Expense Worksheet

As you plan for your retirement, it is critical to consider your current expenses as well as your future expenses.
Retirement Expense Worksheet

Wealth Planning Questionnaire

Wealth Planning Questionnaire
Wealth Planning Questionnaire

Financial Planning Year-End Checklist

Financial Planning Year-End Checklist
Financial Planning Year-End Checklist

Contribution Reminder For Your RRSP, TFSA and RESP Accounts

Contribution Reminder For Your RRSP, TFSA and RESP Accounts
Contribution Reminder For Your RRSP, TFSA and RESP Accounts

Financial Resolutions for 2023

Financial Resolutions for 2023
Financial Resolutions for 2023

2024 Wealth Planning Facts & Figures

This is a helpful resource summarizing important tax, retirement and estate planning information.
2024 Wealth Planning Facts & Figures

Insurance Considerations

Insurance Considerations for Business Owners and Incorporated Professionals
Insurance Considerations