Building a proactive, conservative portfolio

Investment management is a small component of the services we provide. Getting to know you, understanding your tax and retirement situation, and ensuring you have a complete Wealth Plan is our number one priority.
 
To build a customized, conservative, well-diversified and balanced portfolio proactively designed to perform in all market conditions, we will work with you through one of these two platforms depending on your needs and the size of your asset base:

 

1. The BMO Nesbitt Burns Architect Program

 

This brings you access to institutional-calibre investment managers, enhanced diversification and active portfolio oversight. Your portfolio is rebalanced quarterly to maintain your objectives and year-end tax harvesting minimizes tax reporting. We can combine various managers with different specializations and use mutual funds for some categories that are not large enough in the portfolio to warrant using individual stocks or bonds. The mutual funds are held in the same account as your managed stocks or bonds, according to your unique parameters. Finally, this account even allows us to use low-cost exchange traded funds (ETFs) to build broad diversification at a very low cost.

2. The BMO Nesbitt Burns Meridian Program

This provides your portfolio with a flexible combination of individual securities, ETFs and mutual funds. In collaboration with you, we will structure portfolios with the characteristics necessary to achieve strong performance over time. Investment management fees are fully disclosed, and you have access to Gateway, our online account access portal, which allows you to view your portfolio online at any time. The goal is to put you and our team on the same side of the table, so that we are aligned in achieving your stated objectives.

Alternative investments

One of our team’s differentiators is our expertise in alternative investments, which bring an extra measure of diversification to your portfolio. These investments are not correlated to the stock and bond markets and can offset the impact of rising and falling interest and inflation rates on your portfolio. Examples include private placements, segregated funds, infrastructure funds, hedge funds, limited partnerships, and options strategies, among others.

Cost-efficiency

We always ensure that we employ the most cost-efficient investment strategies to contain fees and costs that can compromise your returns over the long term.