Wealth Management Solutions
Investment management advice offered on a discretionary or advisory basis
Financial Planning
Goal setting
Cash-flow analysis
Net worth assessment
Investment planning
Retirement planning
Income and asset protection
Estate planning
Tax efficiency
Investment Planning
Establishment of investment objectives
Asset allocation strategy development
Portfolio design and strategy selection
Investment management and advice
Selection and monitoring of investment managers
Periodic portfolio reviews and rebalancing
Credit and Banking Strategies
Effective credit management – mortgage, line of credit, personal and business loans
Cash management
Retirement Planning
Identify goals
Evaluate expected income
Determine additional savings needed
At retirement, develop a tax-efficient income strategy
Protecting Your Lifestyle
Income continuance planning (life and disability insurance)
Develop asset protection strategies (mortgage life insurance, business continuation insurance, critical illness and long term care insurance and insurance for estate planning)
Legacy Planning
Assess current and potential estate value
Determine obligations (debts, dependants, taxes and probate costs)
Identify estate planning issues and opportunities
Devise strategies to fund obligations and wishes
Tax Efficiency
Review current and future tax situations
Uncover opportunities to save taxes or defer taxation
Develop strategies to cover future tax liabilities
Business Financial Services
Access to Commercial Banking Specialists
Business investment management
Succession planning and business transfer assistance
Philanthropy
Establish a donor advised fund or private foundation