Investment Beliefs
We believe in owning uncomplicated portfolios of direct securities. There are four tenants to our beliefs:
Risk is Personal. Risk begins with the asset-mix which is personalized for each portfolio.
Own Quality. Quality is reflected in the selection of fixed-income and equity investments.
We do not chase the index. Our emphasis on quality is an attempt to manage volatility. An unintended consequence of this is portfolios that are often not representative of the index.
Understand Fees. You should know the fees that you pay. You should also understand the detrimental effect high fees can have on long-term results.