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No one gets married with the expectation of one day filing for divorce, but it happens to somewhere between 38% and 48% of Canadian marriages....

We are already seeing some optimistic signals. First, far from deteriorating, our recession probability model has shown improvement with the odds of a recession ticking down to about 40%....

When we look back on 2023, the tragedies in Ukraine and the Middle East will sadly stand out in our memories. For capital markets, banks at all levels (regional, global and central) drove a volatile year....