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Gary Apelbaum
Caroline Kuter
Tim Simpson
David Tremblett

Address
4881 Yonge Street
9th Floor, PO Box 37
Toronto, ON
M2N 5X3
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Registered Retirement Savings Plan

A Registered Retirement Savings Plan (RRSP) is a tax-deferred plan designed to help save for retirement. With an RRSP, contributions are tax deductible and, once in the plan, continue to grow on a tax-deferred basis until the funds are withdrawn. Any funds removed from the RRSP are taxed in the year they are withdrawn. At retirement, the funds may be rolled into any of the RRSP maturity options where they continue to be tax sheltered, except for the amount of money taken out as income each year.


For more information or to arrange an appointment, please contact:
Gary Apelbaum (905) 707-1980 or Gary.Apelbaum@nbpcd.com