Whether you are a conservative or a growth-oriented investor, and whether you are at the pre-retirement or post-retirement stage, we will design a prudent investment plan that best suits your needs.

At BMO Private Wealth, we have the ability to build a portfolio that is customized to suit your needs no matter how complex and sophisticated they may be.



First, we will obtain a clear understanding of your long-term objectives, appetite for risk, need for cash flow and stable returns, and the current tax efficiency of your investment strategy.



Then, we will integrate your goals into a portfolio, applying our approach that emphasizes risk management, diversification across asset classes and tax-efficient asset allocation.

Our team builds all-season portfolios designed to thrive even through difficult markets and takes a consistent approach during all cycles. Striving for a good, risk-adjusted return, we look for strong balance sheets and smart management teams within companies that can adjust nimbly to changing needs, trends and unforeseen influences.



Paying attention to your precise risk tolerance, we will design and monitor a unique portfolio based on your individual parameters. Our goal is to maximize your long-term growth potential while creating a tax-wise, consistent income stream for retirement. We will monitor your portfolio regularly and carefully to manage risk and report your progress in meetings with you on an agreed upon schedule.


Due diligence.

Our investment recommendations are based on industry-leading research coverage from BMO Capital Markets and select third-party research to make certain that your portfolio is prudently invested and focused on generating long-term returns consistent with your profile.

We continually rebalance our portfolios to keep our numbers on track. That is, we recalibrate to maintain the asset allocation percentages we have agreed upon. This is key to your long-term success.

Goals-based wealth management

Before we make recommendations regarding your investments or wealth planning, we will devote the time to get to know you and your family, business or practice in depth.
Once we have a sound understanding of your goals, needs, fears, wealth structure, time horizon, liabilities and preferences, we are well positioned to build a tailored portfolio and comprehensive Wealth Plan to address them. We are also available to help you make pragmatic financial decisions that can help you achieve your vision of success.

We can address your priorities by helping you to:

  • Define your short- and long-term goals.

  • Allocate your assets according to your profile and market conditions.

  • Build an optimized, resilient, risk-adjusted, balanced portfolio and Wealth Plan.

  • Transition to an income-generating portfolio in retirement.

  • Design a tax-efficient estate.

  • Plan proactively for major purchases or expenses.

  • Stay up-to-date on the latest tax regulations, industry reforms and global influences.

  • ​Manage multigenerational wealth family planning for your evolving needs.

Our proven, evolving process


1. Meet and Discover

We will meet with you to gather your information – your goals, priorities, fears, dreams, wealth structure, time horizon, risk tolerance, and family and details. We will identify where you stand and where you want to be, help you identify the steps to get there, address any immediate concerns, and prepare for potential challenges down the road.


2. Plan

We will design a plan in line with your objectives, risk tolerance, preferences and priorities following an unbiased strategy. The most important part of our role is coordinating a team of professionals to help you reach your financial goals so you can focus on what matters the most – you and your family


3. Monitor and Review

After the plan has been implemented, we will meet with you regularly to review any changes in your life or the markets and ensure that you are on target to meet your goals.


4. Adjust as Necessary

If any changes are required, we will provide recommendations to maintain your overall objectives and risk tolerance levels.


5. Evolve the Plan as Your Life Changes

We will stay in touch to remain informed of any important shifts in your priorities or goals. As you become empty nesters, we will help you pay down your mortgage and guide you through the transition into retirement with increasingly prudent, income-generating investments.


6. Provide Ongoing Guidance and Advice

Going beyond your portfolio and Wealth Plan, we are here to help with whatever financial decisions you’re facing.