Services

 

 

As an individual or family with a significant wealth, a key part of your wealth plan is your investment plan. Our team manages your portfolio with a highly customized, prudent and disciplined approach that emphasizes risk management. Through BMO Private Wealth, you'll gain access to a robust product shelf, and enjoy access to market-leading equity research from BMO Capital Markets; consistently ranked as one of the top research houses in Canada and fast becoming a growing force in the U.S.

 

We meet all your investment needs whether you would like us to manage your investments for you or whether you want to be closely involved in the process of managing your investments. Our main goal remains the same : help protect and increase your wealth.

Disciplined Approach

An optimal balance of internal and external boutique investment managers based on macroeconomic analysis and your unique objectives.

 

Competitive Fees

Scale, scope and buying power to negotiate fees with third parties.

 

Continuous Oversight

Rigorous due diligence and dedicated research across our platform based on investment policy and management committee standards.

 

Strong Performance

Proven track records for selected managers that is closely monitored on an ongoing basis.

 

Streamlined Reporting

Investment management from a trusted, centralized source.

 

Broad Diversification

Asset allocation strategies and opportunities that offer different approaches/styles to optimize long-term return potential and manage risk.

Regardless of your age, you should be saving and investing for the years you will spend in retirement. You should also think about what you want to do before then. What do you want to accomplish before retirement? What do you want to maintain or do differently during retirement?

 

For each person, the best retirement plan will mean something different. What is important is to have a plan even if it is likely to change over time. Setting a goal for how much you will set aside for retirement savings, how much you will donate to philanthropic causes, and how much your family needs to have the lifestyle you want for them will help you set the stage for a successful retirement.

 

Talk to us about your plans and goals so you can work towards the retirement plan that works for you.

We help families like yours with some of the most emotionally charged decisions you’ll ever have to face – from the care of a loved one, to the planning and execution of your estate.

 

Whether it’s paying bills, managing property, selling international assets, or liaising with beneficiaries, we work together to simplify the inherent complexities of wealth, crafting professional, collaborative solutions that ensure your family is protected today, and always.

 

The first stage of estate planning is preparation. We listen to you and create a comprehensive plan that sets out how you will transition your wealth. We also offer guidance on tax strategies to maximize your family’s wealth over time, managing assets, setting up trusts, and developing estate plans that cross jurisdictions.

 

 

 

 

Tax planning should be considered as part of your wealth planning strategy. This means having advantageous, tax-efficient financial strategies – throughout your high-income earning years, during retirement, and when your assets are transferred to your loved ones.

In addition to your BMO Private Wealth professional, as a Private Wealth client, you’ll have access to specialized planning consultants who will help you build a tax mitigation plan integrated into your overall wealth plan.

Our tax experts, together with our trust and estate services professionals and business advisory experts, can advise you on trusts, estate planning, insurance and business tax strategies that can help preserve your wealth for future generations.

 

• Ensuring a coordinated approach in Canada and the U.S.
• Income splitting with lower income family members.
• Donating publicly traded securities.
• Making charitable bequests in your Will.
• Setting up trusts for control and asset protection.
• Facilitating an effective wealth transfer while reducing estate tax.
• Strategic use of life insurance products.
• Optimizing the after-tax proceeds from the sale of your business.