Whether you are a conservative or a growth-oriented investor, and whether you are at the pre-retirement or post-retirement stage, I will design a prudent investment plan that best suits your needs, incorporating tax planning, estate planning, wealth management and retirement income planning. My education and experience, supported by a team of experts at BMO Private Wealth, I have the ability to build a portfolio that is customized to suit your needs no matter how complex and sophisticated they may be.
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LET'S MEET. I will get to know you and you’ll get to know me. Through our discussion, I’ll get an idea if I can help you, and we can decide to go to the next step.
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DISCOVERY. I will do a deep dive and ask the questions. I want to know your goals and objectives, hopes and dreams and what keeps you up at night. I will gather statements, insurance policies and pension documents
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ANALYSIS. This is where I analyze the current state - What are your investments? How are they structured? What does it cost you? What is the risk exposure how have they performed?
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PLAN CREATION. Using our Wealth Path Financial Planning software and a series of other analytical tools, I will create a written financial plan and actionable to do list so you’ll know exactly what’s next.
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THINK IT OVER...I INSIST. However, with a decision this big you want to make it with all of the information available, which is fresh and clear now, and for the next few days, but not likely in a few weeks.
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IMPLEMENTATION. If we’ve come this far and you’ve decided that you want me to be your financial planner, then I will get the documentation set up and, we will begin!!
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WHAT'S NEXT? Depending on your service needs and portfolio, we’ll set up a regular schedule to meet and review. These meetings don’t need to take long. Although I always schedule an hour, they can be as quick as 20 minutes, or as long as is needed. We will update one another, ensure everything has been considered, and make necessary adjustments. I'm available to meet via video (teams/zoom), telephone or in person at either of my offices or your home.