Financial Planning
• Goal setting
• Cash-flow analysis
• Net worth assessment
• Investment planning
• Retirement planning
• Income and asset protection
• Estate planning • Tax efficiency

Investment Planning
• Establishment of investment objectives
• Asset allocation strategy development
• Portfolio design and security selection
• Investment management and advice
• Selection and monitoring of investment managers
• Periodic portfolio reviews and rebalancing 

Protecting Your Lifestyle
• Income continuance planning (life and disability insurance)
• Develop asset protection strategies
(mortgage life insurance, business continuation
insurance,
critical illness and long-term care insurance
and insurance for estate planning). 

Business Financial Services
• Access to Commercial Banking Specialists
• Business investment management
• Succession planning and business transfer assistance 
 

Credit and Banking Strategies
• Effective credit management –
mortgage, line of credit, personal and business loans
• Cash management 

Retirement Planning
• Identify goals
• Evaluate expected income
•Determine additional savings needed
• At retirement, develop a tax-efficient income strategy

Legacy Planning
• Assess current and potential estate value
• Determine obligations (debts, dependants, taxes and probate costs)
• Identify estate planning issues and opportunities
• Devise strategies to fund obligations and wishes 

Tax Efficiency
• Review current and future tax situations
• Uncover opportunities to save taxes or defer taxation
• Develop strategies to cover future tax liabilities 

Philanthropic Giving
• Establish a donor advised fund or private foundation.