Senior Wealth Advisor
To say I love my job would be an understatement. After nearly 35 years in financial services and now working with a third generation of client families, I still wake up every morning looking forward to helping my clients tackle life’s financial challenges.
I was born and raised in Ottawa, spending summers at the family cottage on the Big Rideau Lake.
After attending Ashbury College, Lisgar Collegiate and Queens University, I married and had two sons, now grown and also living and working in Ottawa (and yes, they’re clients). I’m an avid mountain biker, tennis player and skier (snow and water). I start every day practicing guitar-still waiting for my big break!!
My hope is that I can in some small way help my clients live their best life.
What I do for a living is no surprise to anyone who knows me. I grew up being tight with a dollar and started investing in real estate in my twenties. If there were any doubts about my career path, they were gone after I interviewed Brian for a school assignment. Best decision I’ve ever made.
I started working at the trade desk of a discount brokerage after graduating from the Finance program at Algonquin College. It was 2009 and we were dealing with the aftermath of the financial crisis. Bad timing? In retrospect, it was my “aha!” moment. I not only gained valuable experience in dealing with investor anxiety, I came to truly appreciate the importance of sound financial advice and planning. I knew this was the direction I wanted to take, but who would entrust their financial futures to a kid fresh out of school and still wet behind the ears?
I needed more experience. I took on the role of Senior Financial advisor at a bank branch. Along the way, I completed both the Chartered Financial Planning and Certified Investment Management courses. I enjoyed a steady and successful career progression, eventually becoming a Financial Planner to BMO bank clients. After several years, I was ready to take the last step and joined Brian’s team.
I’m as passionate about the business as I am about my other favourite activities - skiing, mountain biking and clothes shopping. When I need real down time, I head to my family’s cottage property near Westport.
Louise-Philippe de Seve-Bergeron, LL.B, TEP
Director, Tax Planning
As a tax specialist, Louis-Philippe provides information and guidance to individuals and businesses relevant to today’s complex tax environment. In order to coordinate the best client solutions, Louis-Philippe often works directly with our clients’ lawyers and accountants. The goal is to always ensure that a well-rounded team of professionals is working to improve our clients’ situation.
Louis-Philippe is also fluent in both English and French. Louis-Philippe, holds both a Master of Taxation and the Trust and Estate Practitioner (TEP) designation, has worked extensively on corporate reorganizations and restructuring, estate planning, and establishment of trusts. He has consulted on intergenerational transfers, estate planning and transfers to key employees. With over 12 years of experience in an accounting environment, 6 being at BMO, he has developed the ability to provide clear and concise advice to a variety of clients during their most stressful life events.
Director, Estate Planning
Carol brings over 30 years of legal experience with 14 years of dedicated wealth and estate planning expertise to her role. Carol came from a combination of private practice in law and consulting for clients from Asia to Europe in the areas of business structuring, succession planning and financing. She has taught both undergraduates and executives at the Queen’s University School of Business and Faculty of Law, in the fields of international business, law and ethics and most recently taught Wills and the Law of Succession to upper year law students at the University of Ottawa.
Now as Director, Estate Planning at BMO Private Wealth, Carol strives to provide meaningful, client-centered advice and solutions. She helps individuals and their families build a secure and purposeful legacy and find peace of mind in the context of their entire wealth story.
Carol assists clients from many backgrounds to comprehend their present circumstances and to develop that future legacy. By helping people focus on what is most important to them – their family, their community, financial security and more – she develops distinctive estate planning options for clients as part of an integrated team of wealth planning specialists that supports those clients through their entire life journey.
Senior Estate and Insurance Advisor
Karen has more than 35 years of experience in the Financial Services & Insurance Industry. Karen provides comprehensive advice for personal and corporate estate and insurance. Areas of expertise include estate creation and preservation techniques and corporate financial security planning, all with an emphasis on taxes and liquidity.
Her work is especially key toward delivering exceptional client experiences to all advisors and clients across Eastern Ontario.