Replace your income in the event of premature death, and protect your family's current standard of living.
Registered Asset Preservation Plan
Preserve your RRSP or RRIF capital for your chosen beneficiaries.
Estate Preservation Plan
Make sure your estate is distributed according to your wishes, equalize payments to multiple heirs, and offset estate settlement costs.
Make a tax-advantaged, charitable donation.
Cover lost income and/or specialized medical care if you are diagnosed with a serious illness.
Replace your income in the event that you become unable to work due to a long-term disability.
Draw a guaranteed income throughout retirement with potential tax savings and the preservation of your capital for their heirs.
Earn tax-deferred growth now and tax-efficient income during retirement. This is an ideal solution if you've already taken full advantage of your RRSP and RPP contributions.
Receive a daily tax-free benefit in the event that you need the long-term care of a nursing home or in-home caregiver.