Publications
| Tax Planning Strategies |
| Year-End Tax Planning Tips |
| While tax planning should be a year-round activity, this publication outlines some tax planning opportunities that may help you reduce your tax bill for the current year. |
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| Tax Tips For Investors |
| Knowing how the tax rules affect your investments is essential. Tax strategies that you should consider such as income splitting, charitable giving and estate planning. |
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| How Investment Income Is Taxed |
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| Canadian Snowbirds and U.S. Income Tax |
| Although Canadian snowbirds reside in the U.S. for only a part of the year, there is the potential of being considered a U.S. resident and, in turn, having to pay U.S. income tax on the same basis as a permanent U.S. resident. This article outlines how the U.S. government determines whether you are a resident for income tax purposes; namely, it covers the criteria for meeting the Substantial Presence Test, Closer Connection Exception and the Canada U.S. Income Tax Treaty Tie-Breaker Rules. |
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| Managing Your Wealth |
| Wealth Advisory Chart |
| This document provides the facts and figures for contribution limits, CPP, OAS, GIC, RRIF withdrawals, RESP limited and other important dates. |
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| 2019 Wealth Planning Facts & Figures |
| This 2-page summary includes relevant and important tax, retirement, and estate planning information. |
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| Wealth Themes |
| Wealth Themes is a monthly compilation of timely articles and tools from our experts and other BMO Financial Group partners. |
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| Preparing Your Last Will and Testament |
| The attached article – Preparing Your Last Will and Testament – explains various aspects of Will preparation including, the importance of appointing an appropriate executor, life events that warrant a Will review and the use of testamentary trusts. |
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| Estate & Succession Planning |
| Estate Planning |
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| Executors Task List |
| A helpful guide for executors |
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| Economic and Market Updates |
| Focus |
| FOCUS: A Weekly Financial Digest |
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| Podcast |
| Tune into The Wealth Experience podcast channel for an exclusive BMO Wealth Management Podcast. |
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| Portfolio Management |
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| Education and Knowledge |
| Locked-in Retirement Plans |
| If you belong to a vested pension plan, your pension can be transferred to a locked-in registered account (LIRA). At retirement or by your 71st birthday the funds must be rolled into an income plan. This brochure provides details your options. |
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| RESPs ~ Taking Money Out |
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| TFSA |
| Learn more about the benefits of a Tax Free Savings Plan. Get one working for you! |
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| RRIFs ~ Registered Retirement Income Funds |
| This publication details information on RRIF accounts including the minimum withdrawal % factors. By age 71 you must roll your RRSP into a RRIF. |
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| The Family Vacation Property ~ Your Cottage |
| Many Canadians know the joys of owning a cottage and wish to pass the ownership and enjoyment to the next generation. Designing a succession plan can be challenging as often these properties hold sentimental and monetary value. Here are some concepts to consider. |
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