Service & Pricing Philosophy

Pricing Integrity

With 30+ years of financial services experience, I have seen the industry change
and evolve. I have stayed current with the changing financial and demographic
landscape and have continually upgraded my skills, knowledge, and accreditation.

I believe:

In pricing integrity. That what you pay should be fair and transparent, and that
some clients should not get a free ride at the expense of others.

That the service we provide is worth every dollar, and is in fact, fractional to
our value.

That the return on our services will be both quantitative and qualitative.

Our Services

Below is a list of 35 services that we provide to our clients. The list is not all-inclusive
by any means, but it is a very fair representation of what we put into every client
relationship.

Cash Flow planning

Net worth planning

Credit management

Retirement income planning

Education planning

Tax planning

Estate planning

Multi-generational family wealth planning

Help you determine where you are financially

Identify shortfalls and opportunities

Study alternative solutions

Help you articulate your financial goals

Help you prioritize your financial goals

Asset allocation modeling

Due diligence on money managers

Unbiased stock research

Unbiased bond research

Unbiased mutual fund research

Access to Canada’s top-ranked research department

Access to 42+ years of industry experience

We stay up-to-date on changes in the marketplace

Review your pension and annuity info

Review your insurance information and needs

Converts investments savings into life-long income

Determine the risk level of your portfolio as markets change

Provide options trading

Provide discretionary investment management

Cash flow reports

Portfolio reports

Performance reports

Provide tax reporting information

Work with your tax and legal advisors for your benefit

Monitor changes in your life and family situation

Provide referrals to other professionals

Provide banking advice and referrals