Our Process

Our clients take a five-step process to planning:

 

  • Gather their financial information

  • Determine their current situation

  • Establish retirement and investment goals

  • Develop and commit to a plan

  • Regularly review the plan

After we discuss your financial objectives, we memorialize them in an Investment Policy Statement, and construct your portfolio with suitable securities.  We monitor and re balance your portfolio as required and make changes when warranted, always maintaining your allocation within your desired objectives. 

ecause you own the securities directly, and t
here is no need to contact you for every transaction, we are able to quickly take advantage of changes in the market.