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Estate & Succession Planning

Probate Fees and Taxes

This article discusses probate and ideas on how to reduce probate costs. Probate costs vary significantly among the provinces and territories and planning to reduce probate costs has become a very important part of an estate plan. (Aug 2014)

Executor`s Task List

Executors are responsible for a variety of tasks ranging from funeral arrangements to filing income tax returns with the CRA, to the final distribution of estate assets. If you are appointed Executor, our Task List will provide you with some guidance by describing the types of duties you will be required to perform. (Mar 2014)

Estate Planning: Family Meeting Guide

If you have been unable to sit down with your family (yet) to discuss the family Estate Plan, this is the guide to help make it happen.

Top 10 Reasons to Consider a Corporate Executor

The demands of being an Executor, along with the potential for personal liability, can be overwhelming. Depending on your circumstances and the complexity of your estate, you may want to use the services of a Corporate Executor. (Mar 2014)

Providing Support at a Time of Loss

This guide will help you understand the responsibilities of an executor and the key activities related to settling an estate.

Trusts for Asset Protection and Tax Savings

Trusts can provide protection for your wealth and tax advantages such as income splitting to reduce taxes. Without a Trust, your assets may be vulnerable to creditors, be depleted by spendthrift family members, and be subject to higher taxes. (Jun 2014)

Changes to the Ontario Estate Administration Tax Act

As of May 12, 2011, the Government of Ontario made a number of amendments to the Estate Administration Tax Act (EATA). This article outlines the changes.

Philantrophy and Giving Back - Your Giving Strategy

If you’d like to be more strategic with your gifting, consider incorporating charitable giving into your wealth management plan. A formalized giving strategy can be much more fulfilling, provides an opportunity to leave a legacy and offers some very attractive tax incentives.

Joint Ownership of Property

The Pros and Cons of Joint accounts

Designating Beneficiaries

The advantages of designating a beneficiary for your life insurance policy or registered plans.

Planning for the Family Vacation Property

If you own a vacation property, this provides information on the tax consequences of selling a second home and highlights important estate planning considerations, if your plan is to keep your vacation property in the family for the next generation.


TFSA - an introduction

The benefits and flexibility provided by a Tax-Free Savings Account (TFSA) make it ideal for saving for multiple financial goals.

A Guide to Understanding Registered Plans

An overview of TFSA, RRSP, RRIF, LIRA, IPP, RESP and RDSP accounts. (Dec 2014)

RESP's - an Introduction

An excellent overview of the features and benefits of RESP accounts, and answers to many commonly asked questions.

RESP Withdrawal Checklist

This checklist details how to efficiently withdraw cash from your family's RESP to pay for your children's post-secondary education.

Taking Money Out of An RESP

This report provides you with some details on how and when to withdraw funds from an RESP, as well as information on qualifying educational institutions. (Aug 2016)

Locked-In Retirement Plans

A review of LIRA's, LIF's and LRIF's, and when you have access to these locked-in assets. (Jul 2015)

RRIF accounts - an introduction

An excellent overview of the features of RRIF accounts, and answers to many commonly asked questions.

Registered Retirement Income Funds

Selecting the right retirement income option for your RRSP is one of the most important financial and estate planning decisions you'll make. (Aug 2015)

RRSP's - an introduction

Reviews RRSP saving strategies, withdrawals, investment choices, special situations and retirement planning.

RRSP Maturity Options

In the year you turn 71, you must make a decision what to do with your RRSP - this article highlights your options. (Dec 2014)

IPP's - an introduction

Features and Benefits of having a Individual Pension Plan.

Economic and Market Updates

Investment Strategy: 2021 Market Outlook

BMO’s outlook on the equity markets featuring Brian Belski, Chief Investment Strategist, to help you prepare for the coming year.

Education and Knowledge

The Wisdom of Great Investors

Insights from Some of History's Greatest Investment Minds on how to navigate an ever-changing market environment and build long-term wealth.