BMO Nesbitt Burns
3985 Highway 7 East
Suite 301
Markham, ON
L3R 2A2

Contact Us

Michael Lem


B.Comm. (Hons.), CMA, FCMA, CFP®, CPCA, A.C.C., C.Dir., Fellow of FPSC™, Vice President, Investment Advisor and Financial Planner

Tel: (905) 305-0109

Fax (905) 305-1905



The investment advisor, financial planner and certified management accountant earned a BComm degree from UTM (then Erindale College) in 1987. Michael has built a strong background in financial services, business and strategic planning. He holds a Certified Financial Planner designation, a Certified Senior Advisor designation, an Audit Committee Certified designation and a Chartered Director designation. Now a vice-president with BMO Nesbitt Burns, he heads The Lem Group--a team dedicated to personal financial planning.

Lem is a recognized expert in the areas of financial planning and life planning, and lectures extensively in Canada and around the world on these topics. He is also a regular contributor to the Toronto Sun, and his columns on investment strategies, and life, financial, retirement and estate planning have appeared in York Business News and the Voice of the Farmer.

Three decades after earning his degree, Lem continues to be an active and committed member of the UTM community. He currently serves as vice chair on the Business Advisory Board for the Li Koon Chun Finance Learning Centre (LKFLC), and is the past president of the Erindale College Alumni Association at UTM. In 2006, Lem was awarded the University of Toronto Arbor Award for outstanding voluntary service, and he has been named one of UTM’s 40 most outstanding alumni.
He has been an active member of the CMA Canada Board of Governors and now serves as vice-chair of the CMA Canada Council of Chairs. He served as chairman and also as a board member with the Board of the Financial Planners Standards Council. He was awarded a Fellowship to the Society of Management Accountants of Canada in 2003. He has served as first vice-chair and then board chair of CMA Ontario.