Melissa Rush, BA (Hon), PFP®, CIM®, FCSI, CPCA®
Tel: (416) 359-6545
Fax: (416) 359-4942
Melissa Rush, Investment Advisor, is highly regarded for her exemplary work ethic and high level of professionalism. She is dedicated to providing holistic wealth management strategies to an established group of professionals, executives, high net worth individuals, and retirees. Melissa’s relationship with her clients is an engaging and collaborative one, built on trust, respect, and integrity.
With over 20 years experience in the financial services industry, Melissa follows a multi-disciplinary and optimized wealth management process, to provide her clients with customized, optimized wealth solutions. She partners with a highly-skilled team of in-house experts to bring further clarity to her client’s financial situations, allowing them to achieve success.
A graduate of the University of Western Ontario, Melissa joined BMO Financial Group in 1998. Melissa has obtained many industry credentials during her successful career; she is a Fellow of the Canadian Securities Institute (FCSI), has attained the Personal Financial Planning (PFP®), Canadian Investment Manager (CIM®), and Certified Professional Consultant on Aging (CPCA®) designations. Melissa is committed to lifelong learning, as it is vital to providing appropriate investment advice during ever-changing market conditions.
Outside of the business, Melissa is a competitive long-distance runner, with 49 races (including 14 marathons) to her credit across Canada, the United States, and Europe. Her disciplined approach to setting and surpassing specific, measurable goals is then applied to wealth management.
Melissa’s other lifelong passions include overseas travel, cross-country skiing, hiking, modern and contemporary art, Scandinavian design and reading.
Tel: (416) 359-7120
Fax: (416) 359-5379
Stéphane Rochon, MBA, CFA
Managing Director and Head of Private Client Research
Stéphane has over 15 years of experience in the investment industry, focusing primarily on Canadian and U.S. equities. Stéphane chairs the Private Client Investment Strategy Committee, which establishes the overall asset allocations for client portfolios. He also researches and publishes reports on longer-term investment themes and their expected impact on the markets. As the Head of Private Client Research, Stéphane is also responsible for the overall direction and oversight of the team's publications. Stéphane is a CFA charter holder and holds an MBA from McGill University.
Before joining the BMO team, Stéphane was Director and U.S. Research Product Manager in Credit Suisse’s Equity Research department in New York. As part of that role, he was responsible for approving and coordinating new stock and sector initiations as well as thematic research reports. He also managed the Credit Suisse Focus List and outperformed the S&P 500 seven consecutive years. Prior to joining Credit Suisse in 2004, he spent six years working with a major Canadian bank in Toronto.
Richard Belley, CFA
Managing Director and Fixed Income Strategist
Richard has been involved with Fixed Income and Interest Rate Derivative markets for over 20 years including 7 years in direct sales and trading. Early in his career, Richard worked as an interest rate Futures and Options institutional representative for BMO Nesbitt Burns Inc. and then for an international bank advising national and international clients. This was followed by a 3-year period as a provincial and municipal trader for the Private Client Division of BMO Nesbitt Burns Inc.
In 2001, Richard participated in the launch of the newly created Portfolio Services Group within the Private Client Division to provide a low-cost alternative for management of fixed income portfolios for high net worth individuals and institutional clients. Richard has been actively managing fixed income portfolios for more than 10 years. He has been a CFA Charterholder since 1999 and is a registered portfolio manager.
Robert terBrugge, CFP®
Wealth Management Consultant
Robert is a highly-skilled Wealth Management Consultant who assists clients who require a high level of expertise due to their level of wealth. He uses a multi-disciplinary
and optimized wealth planning process to address all aspects of wealth. An initial in-depth discovery conversation is conducted, that aligns current wealth, goals, and obligations with the optimized wealth planning quadrants. A customized solution is then designed and applied through a disciplined process, to ensure it is sound and meets specific financial goals.
Robert works with Melissa Rush to help bring together and manage an extended team of in-house experts on the client's behalf, which could include accountants, lawyers, insurance professionals and tax and estate planning specialists, in order to gain a total perspective on your wealth management needs. Backed by the group's knowledge and expertise, a comprehensive financial plan is tailored for clients, that incorporates their wealth and life management needs, interests and aspirations.
David Tremblett, CFP®, TEP
Trust and Estate Planner
David brings over 20 years of experience as a Trust and Estate Planner to the team. He is also a CERTIFIED FINANCIAL PLANNER® and a member of the Society of Trust and Estate Practitioners.
David has worked extensively with our clients in the area of Estate, Will and Trust Planning, and is committed to providing his expertise by ensuring our clients have a capable executor that can fulfill their duties. When considering who to appoint as executor, he suggests looking for the following qualities: Knowledge, Accessibility, Fairness, Integrity, and Emotional stability.
John Waters, CA, CFP®, TEP
Head of Tax
John's area of expertise includes personal tax and corporate tax for private corporations as well as financial and estate planning for high net worth individuals, executives and entrepreneurs. John is a Chartered Accountant (CA), CERTIFIED FINANCIAL PLANNER (CFP®) and member of the Society of Trust and Estate Practitioners (TEP). He holds a Bachelor of Commerce (B. Comm) From Queen's University.
Before joining BMO Nesbitt Burns, John was employed by a large, international accounting firm as a senior member of the Toronto High Net Worth tax practice. John has also assisted in the design and execution of executive compensation plans and has expert ice in a wide range of planning scenarios involving the taxation of individuals, corporations, trusts, and partnerships.
Irit Gertzbein, LL.B.
Trust and Estate Manager
Irit is responsible for providing estate and trust planning support to our high net worth clients. As part of the Wealth Planning Expertise Team, and in her capacity as estate and trust planning in-house counsel, Irit reviews the goals and needs of our high net worth clients. Irit has extensive experience in Will and trust interpretation, the preparation of Wills, powers of attorney and trusts and in assisting clients with the implementation of a variety of estate planning strategies emphasizing key factors such as family dynamics, tax and business considerations, and capacity and fiduciary issues.
Before joining BMO Nesbitt Burns, Irit was employed by a major Toronto law firm. She is a member of the Canadian Bar Association, the Law Society of Upper Canada and the Statutory Review, Capacity Law Working Group sub-committees of the Ontario Bar Association and an assistant editor of the Ontario Bar Association's Trusts and Estates Section newsletter Deadbeat.
Linda Leung, CPA
Manager, US Tax
Linda is responsible for Canadian and U.S. tax planning support and is a Certified Public Accountant (CPA). Before joining BMO Nesbitt Burns, Linda was a member of a global tax team at a large consulting firm where she assisted individuals in understanding the Canadian, U.S. and international tax implications of their various forms of compensation. Prior to that, she was employed by a large, international accounting firm in their International Assignment Services and Small Business tax groups. Linda has expertise in U.S. personal tax matters and can provide guidance on cross-border personal income tax issues.
Andrew Sipes, CLU, CFP®
Vice President, Estate & Insurance Advisor
Andrew is a valuable member of the team and is integral in helping clients create and preserve their wealth. Working closely with the team, Andrew is a specialist in the business owner and high net worth client market. He employs a comprehensive planning process to assess our clients' wealth management needs, and recommends creative tax-exempt strategies to address them.
He achieves this through the implementation of a wide variety of life insurance, annuity, and living benefit solutions. He has access to the products and services of the top insurance companies in Canada. Andrew began his career in the insurance industry in 1993. He has worked at a number of major insurance companies and investment firms across Canada and is a specialist in the insurance and estate planning field.
Darlene brings over 37 years of diverse banking experience, including various positions in retail banking and private banking as a Lending Specialist. She joined the Lending Specialist team in 2007 assisting Nesbitt Advisors to build their book of business and achieving her sales results year over year.
Darlene is always ready to answer any questions your clients may have. She takes care of the complete lending transaction and all of the documentation – from applications to after-sales loan servicing – so you can stay focused on building your business.