800 Manulife Place
10180 - 101 Street
#30 - 4005 Clover Bar Rd
Sherwood Park, AB
8725 94 Street
Fort Saskatchewan, AB
422 10 Street
Achieving your financial goals doesn't happen overnight, it takes careful planning and execution. Financial planning is important as the process enables you to clearly identify your priorities and focus your resources on achieving your goals.
Registered Retirement Savings Plan (RRSP)
If you want to maximize the benefits of an RRSP, it is important to have a basic understanding of the regulations that govern them. This publication provides an overview of the current RRSP rules.
Achieving tax-efficiency in retirement requires a long-term vision, and goes beyond simply saving for retirement, learn more about this with the BMO Retirement Institute report
Mind your taxes in retirement
Tax Free Savings Account (TFSA)
Individuals, 18 years of age and older, can contribute $5,500 per year* to a Tax-Free Savings Account where the holdings grow and earn income tax-free. This may be a suitable savings vehicle for you, depending on your financial goals. Given the tax-free nature of the investment income and flexibility regarding withdrawals and re-contributions, there are many options to explore and take advantage of.
Registered Education Savings Plan (RESP) & Canada Education Savings Grant
An investment in your child's post secondary education is a gift that will benefit your child for the rest of his or her life. With the Canada Education Savings Grant, RESPs have become one of the best ways to save for your child's education. This article reviews the basic RESP rules and outlines the main features of the CESG.