Wealth Planning

Full-circle, integrated wealth services

Understanding what money means to you enables me to design the best strategy and helps us to build a solid, long-term connection.
 
Based on my understanding of you and your needs, I will create an in-depth Wealth Plan that is:

• Flexible in design,
• Realistic in its expectations, and
• Specifically tailored to reflect your needs, visions and financial well-being.

 
Many financial issues affect us all: saving for retirement income, minimizing taxes, setting aside funds for a major purchase or financing a child's education. I will help you navigate through a vast array of options, providing you with the most relevant information and empowering you to make informed decisions.
 
Working with a passionate, experienced team of specialists at BMO Private Wealth, I can provide an integrated, complete suite of wealth management services and solutions for you and your family that can include:

Trust and estate planning	Insurance solutions
Retirement planning	Private Banking
Tax planning	Business and Commercial Banking
Business succession planning	Philanthropic strategies
Accountancy consultation	Legal planning Multigeneraional planning

 
Working very collaboratively, we will focus on all areas of a comprehensive wealth plan to carefully direct what will happen to your assets when you’re gone or can’t make your own decisions.
 
 
Shari-compliant portfolios 
 
My team and I have the knowledge and ability to structure a Sharia-compliant, or halal, portfolio. Familiar with the rules that govern the way Muslims can invest, I can build a meaningful portfolio that honours your values, religious beliefs and growth objectives. I use a portfolio manager for the Sharia compliant strategy.
 
We will:

• Structure your portfolio strictly around Sharia compliance rules:
  • Invest only in environmentally and socially responsible companies with good governance.
  • Avoid companies involved with alcohol, tobacco, financials, adult entertainment, gambling, pork products, interest-bearing businesses, weaponry, advertising and media (newspapers are allowed, sub-industries are analyzed individually), entertainment industries, and companies that trade gold and silver as cash on a deferred basis.
  • Constrain your portfolio to companies that adhere to strict financial leverage criteria, avoiding highly leveraged businesses such as derivatives and swaps.
  • Keep your interest-bearing securities separate from your equity securities so you can easily gift the interest for philanthropic purposes.
• Ensure your portfolio is screened by Islamic scholars.