Tel: 905-373-1507
Toll Free: 1 800-934-9992
Fax: 905-373-9331


BMO Nesbitt Burns
76 King Street W
Cobourg, ON
K9A 2M3

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Research & Articles


Karen's Investment Insight Newsletter - Mar22

Karen's Investment Insight Newsletter Spring 2022 features articles on: Finding Ways to Deal With Inflation; Estate Planning: Seven Questions; The Trusted Contact Person; Rate Hikes - A Cause for Worry?

Karen's Investment Insight Newsletter - Dec21

Karen's Investment Insight Newsletter Winter 2022 features articles on: RRIF Minimum Withdrawal Planning; Investment Rules to Live By; Your Estate Planning Question Answered; Let the Bulls Continue to Run

Karen's Investment Insight Newsletter - Sep21

Karen's Investment Insight Newsletter Autumn 2021 features articles on: Be Aware: TFSA Overcontribution & the Importance of Checking Email; In Short: Tapping the RESP; Giving Season: Charitable Considerations; Time to Review Your Life Insurance?

Karen's Investment Insight Newsletter - Jun21

Karen's Investment Insight Newsletter Summer 2021 features articles on Balancing Risk& Return, Tax Planning: A Spousal Rollover May Not Always Make Sense, Estate Planning: The Importance of End of Life Discussions, Federal Budget 2021: How It May Affect You, The Profound Impact of Time on Investing. Doing Good: Why ESG May be the Future.

Karen's Investment Insight Newsletters - Mar21

Karen's 2Q2021 Investment Insight Newsletter featuring articles on: Investing During Strong Markets; Did You Work From Home in 2020?; Spring Cleaning: Review Your Estate Plan; The Flight of the Loonie.

Education and Knowledge

What BMO Nesbitt Burns Offers

BMO Nesbitt Burns: Who Are We?, Our history?, How are clients protected?

Protecting Your Investment Assets

BMO Nesbitt Burns operates in strict adherence to the regulations, policies and bylaws dictated by the governing bodies of our industry. This article provides an overview of our regulators, our process for handling client concerns and the protection available to you as a client of BMO Nesbitt Burns.

Contribution Reminder for Your RRSP / TFSA / RESP

Maximizing the value of your registered plans by making annual contributions to your Registered Retirement Savings Plan (“RRSP”), Tax-Free Savings Account (“TFSA”), and Registered Education Savings Plan (“RESP”) is an important wealth planning strategy. By making your annual contribution(s) early in the year, you’ll benefit from the tax-sheltered growth all year long.

Economic and Market Updates

IN Tune Podcast

IN Tune is a podcast series featuring Equity Research analysts from BMO Capital Markets.We explore key emerging themes and trends to help you manage your wealth with confidence.

Estate & Succession Planning

Probate Fees and Taxes

What is Probate? When is Probate Required? The Cost of Probate? Planning to Reduce Probate Taxes, RRSPs/RRIFs/TFSAs, Life insurance, Gifts, Joint Ownership, Trusts, Corporations, Multiple Wills.

Managing Your Wealth

Managed Investing

Managed solutions, ensuring your investments are professionally managed, giving you the freedom to concentrate on the more important things in your life.

Wealth Management Solutions

BMONB Wealth Management Solutions featuring Financial Planning, Investment Planning, Retirement Planning, Legacy Planning, Tax Efficiency.

Wealth Planning Facts & Figures

This is a helpful resource summarizing important tax, retirement and estate planning information.

Tax Planning Strategies

2021 Tax Documents

Overview and Schedule

Tax Tips For Investors

Knowing how tax rules affect your investments is essential to maximizing your after-tax return. In addition, keeping up to date on changes to the tax rules ensures that you take advantage of all the tax savings available to Canadian-resident individuals. This article provides an overview of select strategies to assist you in reducing your tax bill.

2022 Personal Tax Calendar

While most Canadians are aware of the April 30 personal income tax filing deadline, there are other important tax deadlines that must be observed over the course of the year – especially if you want to take advantage of certain tax deductions and credits. This calendar summarizes several important dates on the tax calendar and offers some tips to help you with your overall wealth planning. Where a deadline falls on a weekend or a holiday recognized by the Canada Revenue Agency (“CRA”), the deadline is generally extended to the next business day.

Will and Estate Planning

Wills that Work

Estate planning is an essential component of a successful wealth management program. A good estate plan will provide you with the peace of mind that comes from knowing your family will be taken care of, and your financial affairs will be in order and administered according to your wishes. An important key element of any estate plan is a Will.

Ensuring a seamless transfer of wealth with an estate plan

Estate planning is the process required to transfer and preserve your wealth in an effective and seamless manner.

Tax Planning

Retirement Planning

Understanding the Basic RRSP Rules

Investing in a Registered Retirement Savings Plan (“RRSP”) is one of the soundest ways to ensure you enjoy a financially secure retirement. In order to maximize the benefits of an RRSP, it’s important to have a basic understanding of the rules that govern them.

Your RRSP Maturity Options

You’ve saved and invested wisely over the years in a Registered Retirement Savings Plan (RRSP). Now that you’re retiring, you’ll need to use your RRSP savings to supplement your pension and government benefits to create the retirement lifestyle you’ve been planning. The question now becomes, what RRSP maturity option is best for you?


Donating Appreciated Securities

The benefits of making a charitable donation are countless – from helping those in need to the personal satisfaction of giving back to the causes that are important to us. Charitable giving also makes good sense from a tax perspective. With proper planning, you can reduce your total income tax liability and maximize the value of your donation.

Responsible Investing

Considering Responsible Investing? Here's Why You Should

For many, 2020 was seen as a “critical year for addressing climate change.” Riding on a wave of environmental activism, the hope was that the 2020 UN Climate Change Conference (COP26), scheduled in November of last year, would solidify plans to reduce global carbon emissions. Instead, COVID-19 and anti-racism movements refocused public attention, overshadowing many pressing environmental concerns and postponing COP26. But while this period of upheaval seems to have sidelined the momentum that environmental concerns were gaining, the social inequalities revealed have pushed many conscious investors to explore sustainable investments — specifically those focused on companies with strong environmental, social, and corporate governance (ESG) principles.