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Jeff Lunn

Wealth Advisor

Tel: 705-741-2234
Fax: 705-741-6149
Toll Free: 800-787-4014

Jeff Lunn
Ashley Moynes

Address

311 George Street N
Peterborough, ON
K9J 3H3
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Commentary


The Financial Planning Process


As a CERTIFIED FINANCIAL PLANNER® professional, I follow the financial planning process when advising my clients. I believe in this process and find that my clients have a deeper understanding of their goals and objectives and how to reach them when following the process.

Specifically the process involves six steps:

1. Establish The Client-Planner Working Arrangement.
  • I will explain the elements related to the overall financial planning process that are relevant to you and explain the services I will provide.

  • Will clarify your responsibilities as a client and my responsibilities as your advisor.
2. Gather Client Data:Determine Goals and Objectives
  • I will obtain information about your financial resources and obligations.

  • Together we will define your financial goals, needs, and priorities.

  • Will also investigate your values, preferences, financial outlook, and desired results as they relate to your goals, needs, and priorities.
3. Clarify Your Present Financial Status: Identify Any Problem Areas And Opportunities
  • I Will analyze your information to assess your current financial situation.(cash flow, net worth, etc)

  • Identify any problem areas or opportunities with respect to the following: Risk Management, Capital Needs, Investments, Taxation, Retirement Planning, Employee Benefits, Estate Planning, and any Special Needs.
4. Develop And Present Your Financial Plan
  • The plan will be tailored to meet your goals, objectives, values, and risk tolerance while providing projections and recommendations.

  • Present the plan to you and develop an appropriate review schedule.
5. Implement The Financial Plan

Implement the recommendations discussed. This may involve coordinating contact with other professionals such as accountants, lawyers, and insurance specialists.

6. Monitor Your Financial Plan

I will periodically contact you to review the progress of your plan and to make adjustments to the recommendations required to help you achieve your goals. Examples include a review after a tax law changes or if your life circumstances change.