We believe in owning uncomplicated portfolios of direct securities. There are four tenants to our beliefs:
- Risk is personal. Risk begins with the asset-mix which is personalized for each portfolio.
- Own Quality. Quality is reflected in the selection of fixed-income and equity investments.
- Understand Fees. You
should know the fees that you pay. You should also understand the
detrimental effect high fees can have on long-term results.
- We do not chase the index. Our emphasis on quality is an attempt to manage volatility. An
unintended consequence of this is portfolios that are often not
representative of the index.