Planning Solutions For You

Retirement Planning

To take control of your finances and achieve the retirement lifestyle you have always imagined, it is essential that all the pieces of your financial picture be brought together to develop a comprehensive plan.

While no one can predict the future, retirement planning can make it clearer. By integrating the many elements that affect retirement income, we can help you review your options and make informed decisions.

Education Planning

An investment in your child’s (or grandchild’s) post-secondary education is a gift that will benefit your child for the rest of his or her life.

A dedicated education savings strategy that minimizes tax and takes advantage of government grants has proven to offer the greatest assurance that the money will be there when it’s needed. Together we will review the various savings plan options available and develop a strategy to help you fund your child’s education.

Transition Planning

While you are trying to adjust to all of the personal ramifications of a job loss or early retirement package, you will also be asked to make some important financial decisions that will affect your future security.

You need to know how the termination options integrate with your other financial resources. Once you have the complete picture, you can decide how you are going to proceed.

Estate Planning

Estate planning ensures that upon your death, your assets are distributed according to your wishes. Regardless of your age, the size of your estate or the complexity of your situation, you need to be able to answer some basic questions with certainty. For example, does your plan ensure:

  • Your spouse or dependents will be financially secure?

  • Your family will maintain their standard of living?

  • Income taxes and other costs will be minimized and funded?

  • Your estate will be distributed as you intend?

  • Your assets and investments will be maintained if you become physically or mentally incapacitated?


Business Succession

A properly documented plan will ensure the smooth transfer of a business at retirement, disability, critical illness or death is essential for business owners.

At BMO Nesbitt Burns we can refer you to our in-house business succession planning experts.