Keys to Investing
Ensure your Financial Plan/Retirement Analysis is up-to-date
Emotional resilience to market movements
Institutional risk management
Own a properly diversified portfolio
Hire professionals to help you
The Path to Retirement Success
Lack of a Plan
It has been said that people spend more time planning a two week vacation than they do their retirement that will span fifteen hundred or so weeks.
Simple things like inflation, surprise home maintenance expenses, health care costs, taxes, low investment returns and poorly constructed portfolios, can have a significant impact.
Not Having One Dedicated Financial Coach
When different investments are held with many people (or institutions), there can never be one cohesive plan that considers your personal life story, personal income needs and investments that will provide you adequate income.
Lack of Knowledge or Information on Investing
Generally, people have misconceptions about investing, mutual funds, RRSPs, RRIFs, TFSAs and diversification. Being informed will make you a better investor and improve your outcomes.
How We Help
Through a comprehensive planning approach, we can take you through a financial planning process designed to provide you with clarity regarding your personal, family and financial goals.
We can draw upon the full depth and breadth of BMO Financial Group to provide you with an integrated and multi-disciplinary wealth management solution. This includes all aspects of managing, protecting and transferring wealth, including investments, insurance, tax efficiency, estate planning, retirement planning, cash management, planned giving, trusts and wills.