Tel: 416-359-5673

Address

BMO Nesbitt Burns
1 First Canadian Place
40th Floor , P.O. Box 150
Toronto, ON
M5X 1H3
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Contact Us

Time

Your TIME is valuable.  Life is busy enough without having to worry about your investments as well.  We dedicate our time to understanding your situation, then building a fiancial plan to grow and adapt as your needs change.  We carefully monitor to ensure perfrmance is aligned with your unique goals.  



What is a Personal Wealth Target?

Approach for individuals or families to identify and quantify a specific goal. 
Then build a strategy for achieving it.


Step : Identify – understand the qualitative before trying to quantify

  1. What do I need?
  2. What do I want?
  3. What keeps me up at night?
Prosperity or success usually measured in T.A.I.L.S.
  • Time
  • Assets
  • Income
  • Legacy
  • Stability
 

Step : Quantify – anticipate the future values for each goal

Facts and Assumptions 
  • When is our goal going to occur?
  • What’s the current cost of our goal?
  • How much is the cost going to be? (inflation rates)
Tip of the day!
It is prudent to over-estimate the cost of your goals.  Especially, if it’s a goal based on “needs.”


Step : Build the strategy

Where are you now?
  • Understand your financial position (net worth and cash flow)
  • Assets vs. Liabilities
  • Income vs. Expenses
Finding the most effective way to achieve your Personal Wealth Targets
  • Surplus cash flow
  • Selling assets
  • Increasing debt levels
  • Other market conditions and personal factors that can affect the plan
To start the process, click here to access our Wealth Planning Questionnaire