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Ramsey Melhem

Ramsey Melhem

Address
BMO Nesbitt Burns
800 Manulife Place
10180 - 101 Street
Edmonton, AB
T5J 3S4
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What I Do


"The Investor's chief problem - and even their worst enemy - is likely to be themselves."

-Benjamin Graham

 

 

We Work Together

To put it in a sentence, I work alongisde my team of Wealth Management professionals to provide you with strategies that reduce your taxes, fund your retirement, and protect your legacy.
As a member of BMO Nesbitt Burns, one of Canada's leading Wealth Management firms, I have resources at my disposal to provide my clients with professional guidance throughout all of the challenges that life throws their way, including the volatility of the markets.

This is achieved by implementing what we define to be the 6 Core Principles of Wealth Management.
 

 
 

My 6 Core Principles for Wealth Management 


A Full Spectrum of Advice 
 
Wealth Management: Unbiased stewardship of your complete financial picture (financial, tax and estate planning; retirement and educational savings; insurance; philanthropy, etc.)


Retirement Planning: Solutions to help you accomplish your aspirations to retire and stay comfortably retired.

 
Estate Planning: An effective action plan to ensure that your wishes are secured

 
Tax Planning: To ensure your financial plan is efficient, and your tax liability minimized


Risk Management: Identification and mitigation of investment risks, according to your risk tolerance parameters
Insurance Consulting: Recommendations to maintain and protect your financial stability (including segregated funds, annuities, disability, critical illness and long-term care)
 

Research/Education: From industry trends to the specific macro and micro-economics factors that impact your individual financial plan, I'll always keep you informed.


Referrals: Professional services alliances, designed to connect you with a network of independent experts, including accountants, lawyers, lenders, and insurance experts.


Goal-Setting: Clear consistent priorities, followed by regular monitoring, review and assessment


Discipline: Unwavering focus on your long-term objectives to prevent the emotional ups and downs of investing