Investment Beliefs


We believe in owning uncomplicated portfolios of direct securities. There are four tenants to our beliefs:

  • Risk is Personal. Risk begins with the asset-mix which is personalized for each portfolio.

  • Own Quality. Quality is reflected in the selection of fixed-income and equity investments.

  • Understand Fees. You should know the fees that you pay. You should also understand the detrimental effect high fees can have on long-term results.

  • We Do Not Chase The Index. Our emphasis on quality is an attempt to manage volatility. An unintended consequence of this is portfolios that are often not representative of the index.