Insurance | Products/Services
Risk Management/Asset Preservation
people are concerned about their financial security in retirement and
preserving the value of their estate for the next generation. Asset
preservation is an integral component of any financial plan. Insurance
can play an important role in your financial plan as a tax-efficient
asset preservation tool. We can provide you with the insurance solutions
best suited to complement your wealth management strategy.
Registered Asset Preservation
Learn how life insurance can be used to preserve your RRSP or RRIF capital for your chosen beneficiaries.
sure that your estate is distributed according to your wishes and use
life insurance as a tool for paying estate settlement costs or for
estate equalization among your heirs.
Take advantage of the attractive income tax benefits from using life insurance for charitable giving.
to advances in medical science, many people today survive a critical
illness. However, quite often their finances do not. A lump sum benefit
payment may be used for access to specialized medical care when and
where you want so you can focus on recover
of where you are in your life, you need income to support your
lifestyle. Put plans in place in your income earning years to ensure
your income will continue uninterrupted if you are hit by disability. If
you have a family to support, life insurance may be the appropriate
financial tool to consider to help replace your income in the event of
your premature death. Your retirement years will see the conversion of
your assets to income. A variety of insurance strategies are available
to either supplement retirement income on a tax-preferred basis, pay for
long-term care expenses or perhaps give you the choice of maximizing
your retirement income while still leaving a legacy for your heirs.