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Gary Apelbaum
Caroline Kuter
Tim Simpson
David Tremblett

Address
4881 Yonge Street
9th Floor, PO Box 37
Toronto, ON
M2N 5X3
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Registered Retirement Income Fund

A Registered Retirement Income Fund (RRIF) is very much like an RRSP, only it works in reverse. Like an RRSP, all of the growth and income generated by the assets in a RRIF are tax-sheltered until they are withdrawn from the plan. Unlike an RRSP, where the purpose is to build retirement assets by making contributions, the purpose of a RRIF is to supplement retirement income by making regular withdrawals. In fact, the CRA requires at least a minimum amount out of the RRIF each year.


For more information or to arrange an appointment, please contact:
Gary Apelbaum (905) 707-1980 or Gary.Apelbaum@nbpcd.com